Top 10 insurance companies insurance

On the road can happen anything. Even an experienced driver cannot be sure that in the next few weeks he will not get in an accident. Or even become its culprit. Therefore, obligatory insurance policy – this will cover the damage at the expense of the insurance company.

For ease of selection, we suggest to familiarize with the rating of the best insurance companies insurance. Material tailored to the user reviews and tops from professional analysts. Also included are descriptions of additional services and features. All firms also provide electronic insurance, so it is not necessary to go to the office. But if it's more convenient.

TOP 10 BEST INSURANCE COMPANIES INSURANCE

10 LIBERTY INSURANCE

Round the clock support and site visits
Rating (2021): 4.1

Opens a rating of the most known insurance company, but is able to provide an excellent level of service. The financial strength rating of liberty Insurance was fixed at the level of ruAA+ national scale rating Agency RAEX, which confirms the stability of the company. The firm has a high payout rate of 49%. In the reviews many customers praise her for her loyalty to the owners of the CTP and, oddly enough, generous. Sometimes liberty pays more than account for the experts.

The failure rate is slightly higher than other insurers – 7,27%. So in the matter of registration of documents and care when claiming prejudice must be careful. Liberty promises maximum comfort when taking out the policy she has. The firm is ready to provide not only services for insurance, but also additional opportunities. For example, on-call emergency Commissioner or legal assistance if necessary.

9 SOGAZ

The minimum fault level
Rating (2021): 4.2

Undoubtedly, enjoys a very high level of insurance claims – 68%. Therefore, there is no doubt that the money will be paid in the right amount, especially considering the minimum percentage of failures. The court has sent 0,44% of all transactions for the last accounting period. All refused payments are only 0,92% of the clients ' statements that very little. Such statistics return damage happy – you can be almost 100% sure that the cost of repair and recovery vehicle will be reimbursed.

8 VSK INSURANCE HOUSE

Short term payments
Rating (2021): 4.3

Former "Military insurance company" has not changed the iron discipline and responsibility due to her rank. Failure at the su is very small – only 1.65 percent, almost the lowest level in our ranking. The level of payments, the average – 41%. With a reliability rating of ruAA (slightly worse than the most stable, but without the threat of reduction) it gives hope that in the coming years, the stability of the firm is not shaken. Furthermore, there has been serious prospects for growth. So VSC can safely choose as insurance companies in the long term.

Saves a discount for accident-free driving throughout the year. Ensures start the refund process for up to five days after treatment, which is quite fast. Other companies may not deal with the issue within a week or more. Shares are held periodically, timed to coincide with significant events in the country. On these shares you can get a good discount. Customer reviews contradictory – depending on region and Department level of service varies from average to very good. For residents of Moscow and Moscow region, 10% discount on the issue of insurance.

7 ZETTA INSURANCE

European quality of service
Rating (2021): 4.4

The company promises payment in a short time after the accident, and not within 20 days as other insurers. And of documents for registration, many do not need a passport, DMV and driving license. The level of payments is not the highest, but tolerant – 39%. Glad that Zetta is not practically denies its customers the benefits: the bounce rate from the company only 1.4%. Every year the firm becomes better and easier. And in the reviews the customers note that the progress is noticeable. With Settai really pleasant to work with.

6 CONSENT

Best online service
Rating (2021): 4.5

Actively developing insurance company with excellent prospects. While that has a rating ruBBB+, which means a high but not perfect level of creditworthiness, as well as some dependence on the country's economy. But actively seeking to get the highest score from the professional analysts. The insurance company enjoys a good level of insurance payments – 56%. "Agreement" indemnify for all claims. No matter how many times the car was in an accident over the past year – this will not affect payments. Just in this case, the policy will be more expensive in the future. Those who drive without accidents, you can count on great discounts on the extension of the policy from the company. Failure to pay the company very little that pleases: their share of the total number accounted for only 1.45 percent.

Firm has an excellent mobile application that allows you to manage the insurance and to obtain all necessary information via smartphone. Now do not get to forget when the end of the term of the insurance policy. In addition, online you can solve almost all issues relating to insurance, damage and so on. Excellent tech support will answer the request within hours, a long wait is not necessary.

5 RENAISSANCE INSURANCE

Comfortable getting insurance policy
Rating (2021): 4.6

Renaissance is committed to perform all its obligations and once again they are not refusing. The bounce rate of your payments low – a total of 2.86% of all filings to the insurance company with a tendency to decrease. The company provides quite high for its level premiums – 52%. So you can trust the company-life insurance. In case of an error when filling out the electronic policy will not necessarily terminate the contract and do it all over again. The "My e-insurance policy" allows you to make changes directly on the website and not worry about anything. I am glad that it is possible to order the policy online, but the resulting document will be a regular Renaissance will send a courier, and he will give insurance to the owner for the next day to any location. To pay you upon receipt.

4 ROSGOSSTRAKH

The largest insurance company
Rating (2021): 4.7

Rosgosstrakh is considered the largest and most successful insurance company in Russia. One of the oldest firms in the country pleased with a pleasant share of insurance payments – as much as 64%. The rating of the company in 2019 was increased to the level of ruAA-, which is a sign that the company is actively developing and will provide reliable insurance. In the Russian market firm, has 15 years of experience. Rosgosstrakh – the most affordable insurance company. She opened hundreds of offices in most cities of the country, so apply for services everyone can. And those who are too lazy to go to the office can easily apply for E-insurance directly on the website.

Share market impact the Rosgosstrakh decreased over the last reporting period was resolved only 12.6% of all insurance claims in the country, whereas this figure reached to 26%. Unfortunately, before the company had problems with the payment of damages and other services. Therefore, the company's reputation tarnished, as evidenced by the customer reviews. Now Rosgosstrakh corrected, but it is still treated with distrust. The percentage of failures in the payment is quite low, but not perfect – of 3.98%.

3 INGOSSTRAKH

Best payout percentage without a court
Rating (2021): 4.7

Popular insurance company in Russia, engaged in almost all. Including CTP. The reliability rating of the firm – ruAAA, the highest possible. I am glad that the company tries to pay the damage without delay and problems – the level of payments is kept at 48% and growing. Recently, however, some have grown share of failures – to 7.66%. However, it is a little and says little about the negative experience with the company. Almost always don't even need to go to court to get full compensation for incurred as a result of road accident losses – a claim for compensation through the court filed a total of 1.11% of the applicants.

Plus Ingosstrakh is that he openly offers additional features not hide them in the contract. All possible "extra" anything, and the customer decides whether they are necessary to him. Among the additional packages is very useful. For example, dsago – voluntary motor insurance, which can cover the difference between the accrued benefits and actual damages. But it must be made together with the hull and not in all regions of Russia. For cars up to 5 years have the option to buy an additional package of services "AutoProtect" which will allow not to take into account the lifetime of the parts for the repair under the policy of insurance, compensating for reduced wear payments. Besides, along with Ingosstrakh insurance often offers a "Guarantee THAT", which allows you pay the price discovered in the process of inspection failures. But it is available only for cars aged up to 10 years.

2 RESO-GUARANTEE

The best policy DGO
Rating (2021): 4.8

Insurance company with a convenient set of packages. The firm reviews noted how reliable and responsible. The same confirms its rating from professionals – ruAA+, which is almost the best rating. This means that the money a company definitely not enough for one year in advance, and it is not worth it. Therefore, RESO-Guarantee corresponds to the name and pay damages without any problems. Reliability is confirmed by the relatively low rating of bounce – a total of 2.32% with a downward trend. RESO-Guarantee supports a decent level of payments, without dropping below 49%.

Of the advantages of RESO-Guarantee, you can allocate additional opportunity for car owners with insurance on the insurance company policy of DGO. It is a voluntary insurance which allows you to reimburse up to 100% loss in the accident, excluding wear parts. It also includes the possibility of buying the services of "Ambulance", "roadside Assistance" and "Emergency Commissioner". Available support service with advice on accident 24/7. It's nice that the service of settlement of losses no weekends and holidays for your money can be accessed at any convenient time.

1 ALFAINSURANCE

Best customer reviews
www.alfastrah.ru
Rating (2021): 4.9

One of the most beneficial and convenient insurance companies insurance in our ranking. She has over 20 years with alternate success fighting for leadership in the insurance market and does not come out of the TOP 10 the last few years. Received a rating of ruAA+ professional analytical agencies, which is only slightly different from the highest score. The group boasts excellent reviews clients consider the firm one of the best on the Russian market.

The level of payments at AlfaStrakhovanie acceptable – the company provides compensation in the amount of 41%. The bounce rate of your payments to a minimum – only 1.1% of all applications for compensation. Has a convenient Polis dsago for extra protection. Adjust it for you easily with the direct design. The advantage of AlfaStrakhovanie can be called a great Personal account – through it is very convenient to manage insurance. If something is not clear, tech support quickly and professionally handles the requests and literally "chew" the information.

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