Where to invest

To Finance investments there are many tools. In Russia, widespread Bank deposits. In the USA 80% of people invest in shares. Not so long ago, the cryptocurrency, some people prefer to invest in it. Want to get more profit without risk. It is therefore important to understand where and how to invest.

Bank deposits

Reliable but not a very profitable way. The advantages are ease and convenience. Immediately clear how many will turn out in the end. The initial amount is usually $ 1000. Although invest also dollars and euros. To open the contribution, it is enough to enter the private office of the Bank. Withdrawing money is also very easy.

The return on Bank deposits rarely exceed 10%. And it only applies to large attachments. For small provided 4-5% per year. Almost everywhere there is capitalization of interest. This is when interest is charged on interest. Again, capitalization is only noticeable on large deposits.

The purchase of shares

The risk of buying shares present but some companies are reliable. After all, banks are also closed, there is no 100% guarantee. So you should consider this tool. Here, the percentage is not fixed. It happens that in one month the rate is greatly reduced, and the other rises sharply. Sometimes a year goes 15-20%, much higher than Bank deposits. Well, there is no limit, stocks are getting more expensive and 100 times.

But to know the income it is impossible. This 5%, 0% or even -20%. Although with the right approach, this rarely happens. The initial investment is usually not less than 5000 rubles. Although there are brokers who do not have the minimum amount. For those not experienced with trading, much is unclear.

The cryptocurrency

The success of Bitcoin has led some to think about investing in cryptocurrency. Let its rate after the peak decreased, it is still high. Although this is not the only cryptocurrency. There are other that have also good potential for growth. Here are all of the even more mysterious than stock. Even the approximate income call will not work. But often do not require proof of identity.

Bitcoin constantly meet bubbles. Rate can rise sharply, and then just as sharply down. But some currencies involve only long-term investment. For example, it relates to Ripple. Since it is a new type of investment, many fear pour in the big money. Still stops a huge variety. It is unclear what currency will fly and what will fail.

Where to invest

The best way would be the distribution of funds between all the tools. Deposits will protect most of the money, stocks and cryptocurrencies will earn. And if it fails the money will still remain. To get a plus, you should carefully study the market, conduct analyses and make informed decisions.